AI Accountant · AI CFO · Expert review

AI Bookkeeping & AI Accounting, done for you.

Meet your future finance team. Your AI Accountant does the work. Zeni experts audit it and make it smarter for your business. Your AI CFO answers anything, with board-ready reports.

30-minute call · See Zeni on your own numbers · No commitment

▶Take the tour: watch the AI close a month
G2 High Performer, Fall 2026G2 Clients Love Us milestone★★★★★ 4.7 on G2 (84 reviews)1,000+ companies close their books on Zeni SOC 2 Type II
AI Accountant does the workCodes expenses and revenue, matches and reconciles as transactions land.
Experts check itLow-confidence items go to your Zeni accountant, not a guess.
Product demo · sample company data
Scale$20B+in transactions categorized by Zeni's AI each year
Accuracy93.8%handled accurately by the AI on its own. Zeni experts do the rest.
SpeedDailybooks kept current every day, not weeks after month-end
Time savings70+ hrssaved per month on average, depending on size and complexity
Enjoyment4.7 / 5from 84 reviews on G2 · High Performer, Fall 2026
Trusted by finance teams at
Unit21 logoCelona logoTopline Pro logoTubeScience logoShipNetwork logoPocket Worlds logoPulsora logoDunmor logoRiver logoGather AI logoUnit21 logoCelona logoTopline Pro logoTubeScience logoShipNetwork logoPocket Worlds logoPulsora logoDunmor logoRiver logoGather AI logo
Your future finance team

Your AI Accountantdoes the work. Zeni expertsmake it smarter. Your AI CFOanswers anything.

AI Accountant

Your AI Accountant does the work. AI bookkeeping every day, not just at month-end.

Bookkeeping, revenue recognition, prepaids, fixed assets, reconciliations, bills, accruals that reverse themselves, and the close, done as transactions and invoices land. Watch it work through October, one day at a time, and see its thinking as it goes.

AI workingYour AI Accountant · October 2026
Books current throughOct 21
When are your books current?Zeni Traditional
Oct 1Oct 31Nov 21
Zeni
Current through Oct 1
Traditional
Untouched until month-endCatch-up, often weeks
Wed, Oct 22live
October to date
0transactions coded
0receipts matched
0reconciliations run
0sent to a Zeni expert
Thought process

      Sample company data

      93.8% of reconciliation matches made automatically0.28% error rate on auto-matched items3 in 4 accounts reconciled in one clickExplore AI month-end close
      Want this running on your books next month?We'll show your own transactions coded, matched and reconciled, day by day.
      Schedule a Demo★★★★★ 4.7 on G2 · 30 minutes · No commitment
      Zeni Experts

      Zeni experts audit the work, and make the AI smarter for your business.

      When the AI isn't sure, it doesn't guess. A Zeni expert decides, and that decision becomes a rule for your books. Every correction makes it smarter for your business.

      $Bank and card feedsChecking, cards, treasury investments≡Bills and receiptsAP, expense receipts, reimbursements#Invoices and StripeAR, payouts, subscriptions◎Payroll and cap tableGusto, Rippling, Carta+InventoryCounts, purchases, cost of goods@Inbox and spreadsheetsForwarded docs, Excel, CSV
      AI Accountantcoding live
      AWS$4,182.60 · cardSoftware99%
      Gusto$96,410.00 · ACHPayroll99%
      Hooli · Inv #1042$36,000 · annual · $3K/mo × 12Deferred Rev.98%
      Lumen Partners LLC$12,500.00 · wireConsulting?Legal & Prof.61%99%
      Readsmemovendor historycontractsyour rules
      Your booksPosted, reconciled Not sure? A person decides Saved as a rule Posted when it's sure
      MRMaya R.Your Zeni accountantReview · 1Queue clear
      Lumen Partners LLC$12,500.00

      AI is 61% sure. Contract on file: legal retainer.

      ConsultingLegal & Professional
      Saved as a rule for your booksLumen Partners + "retainer" → Legal & Professional
      Ask your AI CFO
      AI CFOask anything
      You

      Pulled Oct P&LCompared to SepChecked your rules

      OpEx rose $12.5K. All of it is Legal & Professional: the Lumen Partners retainer, coded by your new rule. Everything else is flat.

      Sep$173KOct$185K
      Sample data · 3 sources from your closed books
      Bank feedsCardsBills
      AI Accountantcoding live
      AWS$4,182.60 · cardSoftware99%
      Gusto$96,410.00 · ACHPayroll99%
      Lumen Partners LLC$12,500.00 · wireConsulting?Legal & Prof.61%99%
      Readsmemovendor historycontractsyour rules
      MRMaya R.Your Zeni accountantReview · 1Queue clear
      Lumen Partners LLC$12,500.00

      AI is 61% sure. Contract on file: legal retainer.

      ConsultingLegal & Professional
      Saved as a rule for your booksLumen Partners + "retainer" → Legal & Professional
      Your booksPosted and reconciled
      AI CFOask anything
      You

      Pulled Oct P&LCompared to SepChecked your rules

      OpEx rose $12.5K. All of it is Legal & Professional: the Lumen Partners retainer, coded by your new rule. Everything else is flat.

      Sep$173KOct$185K
      Sample data · 3 sources from your closed books
      1. 01

        Your AI Accountant does the work. It codes every expense and invoice from your bank feeds, inbox and spreadsheets, starts revenue schedules, and posts what it's sure of.

      2. 02

        A Zeni accountant reviews the rest. Anything below the bar lands in their queue. One click settles it.

      3. 03

        Your books get smarter. The decision becomes a rule for your books, so next time it posts at 99%.

      4. 04

        Ask your AI CFO anything. Detailed answers from books your team already checked.

      Meet the accountants who would review your books.Every customer gets a dedicated controller, bookkeeping manager and bookkeeping analyst.
      Schedule a Demo★★★★★ 4.7 on G2 · 30 minutes · No commitment
      250+Zeni experts: accountants, bookkeepers and controllers on Zeni's payroll who review the AI's work every day.
      Lower costsAI does the repetitive work and experts handle the judgment, so you spend less on accounting and protect your gross margin as you grow.
      ~1 weekto go live on QuickBooks Online or NetSuite. Zeni deploys the agents with no setup work from you.
      Zeni controller working through the month-end close from home
      Your controller
      October close · Day 30%
      1. Bank and card accounts reconciledAI
      2. Accruals and JE schedules postedAI
      3. Flux analysis reviewedExpert
      4. Financial statements tied outExpert
      DKSigned off by your controller86% by AI · 14% by Zeni experts

      Real experts, closing your books every month

      Every Zeni customer gets a finance team: a controller who owns your close, a bookkeeping manager and a bookkeeping analyst. They review what the AI flags, sign off the close and answer the questions only a person should.

      Dedicated controllerBookkeeping managerBookkeeping analystAdd-ons: fractional CFO, tax, payroll
      AI CFO

      Ask your AI CFO anything. Get interactive insights and board-ready reports.

      Your AI CFO works from the books your AI Accountant closed and Zeni experts audited. It shows every step, so you can trust the answer. Ask it anything below, then see it all come together on your dashboard.

      Claude answering a runway question using Zeni MCP tools get_cash_balance and get_net_burn

      Also in Claude and ChatGPT. Zeni MCP connects your books to the AI assistant you already use. Zeni MCP

      AI CFOSample company · books closed through Oct 31

      AI CFO can make mistakes. Check important info. Sample company data.

      Next: AI reporting

      Then see your whole business, live, on one dashboard.

      Every answer feeds your Zeni Dashboard: cash, burn, runway, the close, bills, spend and revenue, with AI insights on what changed and why.

      The Zeni Dashboard for a sample company: AI CFO question box, cash and card balances, October close progress by AI and by people, net burn with runway and cash-zero date, bill pay, operating expenses by month, reimbursements, AP and AR aging, cash position, revenue by month, a revenue insight and top expenses

      Real product screen with a sample company

      Ask your AI CFO about your own numbers.Runway, burn, what changed and why. We'll run your questions on your books in the demo.
      Schedule a DemoExplore the AI CFO★★★★★ 4.7 on G2 · 30 minutes · No commitment
      Why Zeni

      AI bookkeeping software that does the work, not software you have to run.

      Accounting software makes you do the work. Firms make you wait. Most AI bookkeeping software makes you manage the AI. Zeni is managed AI: the agents do the work, our accountants run and check the agents, and you get closed books and answers.

      CompareAccounting softwareYou do the bookkeepingTraditional bookkeeping firmPeople, monthlyAI-only accounting toolsYou run the AIZeniManaged AI + experts
      Who does the bookkeepingYou or your teamThe firm, by handThe AI, with you fixing errorsYour AI Accountant, every day
      Who checks the workNo oneA bookkeeperYouYour Zeni accountant and controller
      Month-end closeDIYWeeks after month-endDepends on your setupClosed every month, a little every day
      Answers about cash, burn, runwayBuild the report yourselfEmail and waitDashboardsAsk your AI CFO, answer in seconds
      Setup and upkeep of the AINot applicableNot applicableYour jobDeployed and managed by Zeni
      Revenue recognitionSpreadsheet schedulesOften extraVariesInvoices coded, classes fixed, deferred revenue posted on schedule
      Accounts payable and accounts receivableSeparate toolsOften extraVariesBill pay and invoicing, included in every plan
      Employee reimbursementsSeparate toolsOften extraVariesIncluded in every plan
      Finance that runs itself.The autonomous finance platform for the office of the CFO.
      Schedule a Demo★★★★★ 4.7 on G2 · 30 minutes · No commitment
      Who it's for

      Built for the people who own the numbers.

      From a founder doing the books at night to a finance lead running a board-ready close, Zeni takes the accounting work off your plate.

      Founder checking her company's finances on her phone in a bright officeAsk AI CFO
      Runway18.0 monthsCash-out April 2028

      Founders & CEOs

      Stop doing your bookkeeper's job. Know your runway before the board asks.

      • Books closed every month
      • Runway and burn on demand
      • Investor-ready reports
      Zeni for founders
      Finance leader reviewing company performance on a tabletAI Close
      October close100% complete

      CFOs & finance leaders

      Run a controlled close with an audit trail, without adding headcount.

      • Accrual books, JE and revenue schedules
      • Flux analysis that explains itself
      • Controller review every month
      Zeni for finance leaders
      Coffee roastery owner managing his books at the shop counterAI Bill Pay
      Bill paid
      Green coffee importer · $2,340.00

      Small business owners

      Clean books and paid bills, without learning accounting software.

      • Bills read and paid for you
      • Receipts matched automatically
      • A real accountant on your team
      Zeni for small businesses
      Customer results

      Founders get their time back. Finance leaders get numbers they trust.

      53 hrs

      saved every month after switching to Zeni from another provider.

      "Because of Zeni I don't have to think about the financial space much."
      Arjun Vora, CEO, TeamBridgeRead the TeamBridge story
      Founder heading home at sunset
      Saved this month70+ hoursAverage across customers, depending on size and complexity
      $20M

      Series A raised after consolidating 10+ finance tools into Zeni and producing 15+ board reports.

      Read the story
      $60K

      in R&D tax credits, with less than one hour of founder time on the filing.

      Read the story
      Startup team at a morning stand-up
      Board report ready
      Shared with 3 investors
      $1.25M

      raised using the forecast and investor reports built by Zeni.

      Read the story
      G2 reviews
      4.7 / 5

      ★★★★★

      Average rating across 84 reviews on G2.

      Read reviews
      Join 1,000+ companies that close their books on Zeni.See what your first month would look like, on your own numbers.
      Schedule a Demo★★★★★ 4.7 on G2 · 30 minutes · No commitment
      Security

      Your financial data stays yours.

      SOC 2 Type II

      Independently audited security controls.

      Encrypted everywhere

      256-bit AES at rest and TLS in transit.

      Siloed data

      Each customer's data lives in its own partition.

      Enterprise AI terms

      AI CFO runs on enterprise model agreements. Your data doesn't train outside models.

      FAQ

      AI accounting and AI bookkeeping questions, answered.

      What is AI accounting?

      AI accounting uses AI agents to do accounting work: categorizing transactions and invoices, reconciling accounts, posting journal entries, accruals and deferred revenue, closing the month and producing financial statements. With Zeni, an AI Accountant does this work every day and Zeni's accountants review anything the AI flags, so your books close monthly without you running the software.

      See how Zeni's AI Accountant closes the books.

      What is AI bookkeeping?

      AI bookkeeping is software that records your financial transactions for you. It reads bank and card feeds, assigns each transaction a category, matches receipts and bills, and reconciles your accounts. Zeni's AI bookkeeping runs continuously and is checked by a dedicated Zeni bookkeeping team, which decides anything the AI isn't confident about.

      Is Zeni AI bookkeeping software or a bookkeeping service?

      Both. Zeni is AI bookkeeping software that does the work for you: an AI Accountant categorizes transactions, matches receipts and bills, and reconciles your accounts every day. Unlike AI bookkeeping software you set up and check yourself, Zeni includes a team of 250+ accountants who review anything the AI flags and sign off your monthly close, so you get finished books instead of another tool to manage.

      What is the difference between AI bookkeeping and AI accounting?

      AI bookkeeping keeps records accurate: categorizing transactions, matching receipts and reconciling accounts. AI accounting builds on those records to close the month, post accruals and journal entries, produce financial statements and answer questions about cash, burn and runway. Zeni does both, with an AI Accountant for the books and an AI CFO for the answers.

      Can AI do bookkeeping?

      Yes. AI can categorize transactions, match receipts and bills, reconcile bank accounts and draft journal entries. What it can't do reliably on its own is decide ambiguous items, which is why Zeni sends anything below its confidence bar to a human accountant instead of guessing. The AI does most of the work, and people check the rest.

      Will AI replace accountants?

      AI is taking over the repetitive work in accounting, such as categorizing transactions and matching receipts, but not the judgment. At Zeni, AI agents handle routine bookkeeping and close work, while 250+ accountants review what the AI flags, sign off each close and advise on decisions. That pairing is what keeps the books accurate.

      How accurate is Zeni's AI?

      Zeni's AI scores its confidence on every item. High-confidence items post automatically, and anything below the bar goes to a Zeni accountant instead of being guessed. On reconciliation, 93.8% of matches are made automatically with a 0.28% error rate, and your controller reviews the close every month before it is final.

      How is Zeni different from other AI accounting software?

      Most AI accounting tools give you software and leave you to set up, check and correct the AI. Zeni is managed AI: Zeni's own team of 250+ accountants deploys your AI Accountant and AI CFO, reviews flagged items, and signs off your monthly close. You get closed books and answers, not another tool to run.

      Does Zeni replace my bookkeeper or accountant?

      Zeni replaces the day-to-day bookkeeping and month-end close work, and it includes its own finance team: a controller, a bookkeeping manager and a bookkeeping analyst. Tax filing, payroll and fractional CFO services are available as add-ons. Most companies use Zeni instead of hiring an in-house bookkeeper or a traditional bookkeeping firm.

      What does Zeni's AI CFO do?

      Zeni's AI CFO answers questions about your finances from your closed books. Ask about runway, burn, spend by vendor or why expenses changed, and it pulls your statements, runs the calculation and shows each step it took. It also produces month-end reports, flux analysis and forecasts you can share with your board.

      Learn more about the AI CFO.

      How much does AI bookkeeping cost with Zeni?

      Zeni plans start at $549 per month for Starter and $799 per month for Growth, with custom pricing for Enterprise. Every plan includes AI Bookkeeping, AI Bill Pay, AI Reimbursements and a dedicated finance team. Pricing depends on your monthly expenses and the complexity of your books.

      See full pricing.

      What accounting software does Zeni work with?

      Zeni works on top of QuickBooks Online, so your ledger, chart of accounts and history stay where they are. It connects to your bank accounts and cards for daily feeds, and Zeni MCP lets you query your books from AI assistants such as Claude. If you use another system, Zeni's team handles the move during onboarding.

      How long does it take to get started with Zeni?

      Most companies on QuickBooks Online are live on Zeni in about a week. You connect your bank accounts and ledger, and Zeni's team sets up your AI Accountant on your chart of accounts and reviews its first pass with you. Companies moving from other systems usually take a couple of weeks.

      Is my financial data secure with Zeni?

      Yes. Zeni is SOC 2 Type II compliant, encrypts data with 256-bit AES at rest and TLS in transit, and keeps each customer's data in a separate partition. The AI CFO runs on enterprise model agreements, and your data is not used to train outside AI models.

      Get started

      Get an AI Accountant and AI CFO this month.

      See your own books in Zeni on a 30-minute call. We'll show you what the AI would do with last month's transactions.

      G2 High Performer, Fall 2026G2 Clients Love Us milestone
      Live in about a weekManaged by 250+ Zeni expertsFrom $549/month
      Founder relaxing at home in the evening after the books are done
      October books closed
      86% by AI · 14% by your accountant