AI construction accounting and bookkeeping

Construction accounting.
Every job cost in its place.

Accounting and bookkeeping for contractors and construction companies. Zeni's AI Accountant tags every material, equipment and subcontractor cost to the right job, and our finance team closes your books every month.
Monthly close by your Zeni team · Every AI call explained
The owner of a general contracting company standing on a jobsite
Built for contractors

Know which jobs make money while they run.

Materials, subcontractors, equipment and payroll spread across many jobs at once. Zeni tags each cost to the right job as it lands and our finance team closes the books, so you see job costs before the job is done. The same platform closes the books for 1,000+ customers.¹

250+
accountants, bookkeepers and controllers on Zeni's own team use the platform daily
1,000+
companies whose books close on Zeni every month
$20B+
in finances processed on the Zeni platform
2x
revenue for Zeni's own firm without adding headcount costs
We set it up. We run the AI agents.

Zeni sets everything up for your company and connects your banks, cards and payroll. Our team manages the AI agents and reviews the work. With other accounting software, keeping the agents working is your job. With Zeni, it's ours.

✓ Set up by Zeni
✓ AI agents managed by our team
✓ Works out of the box
Grid icon representing multiple client companies

Job costs, tracked

Tag materials, equipment rentals and subcontractor bills to each job, and run your P&L by project.

Activity icon representing drafted close work

Subcontractor bills, approved

Bills route through approval rules by amount before they are paid, and 1099s are easier at year-end.

Eye icon representing review and approval

Equipment, depreciated

Trucks and heavy equipment go on fixed asset schedules that post depreciation every month.

Trending-up icon representing client advisory

Cash you can plan around

A 13-week cash forecast from the AI CFO helps you plan payroll and supplier payments between draws.

Your company's new teammates

An AI Accountant for the books.
An AI CFO for the answers.

The AI Accountant keeps your construction books current all month. The AI CFO turns them into answers.

AI Accountant

Codes every material purchase, subcontractor bill and equipment rental to the right job with its reasoning attached, routes low-confidence calls to reviewers, and reconciles bank and card accounts before month-end.

AI CFO

Answers questions on job costs, cash and what you owe vendors from live books, and models scenarios like a late customer payment.

How it works

Connect your accounts. Get closed books.

Zeni's AI and finance team handle the bookkeeping in between. You review the numbers and ask the questions.

1

Connect your accounts: link banks, cards and payroll, so every material purchase, subcontractor bill and customer payment lands in the books.

2

The AI Accountant works the month: it codes costs to the right job, matches receipts and reconciles accounts.

3

Your Zeni team closes and reports: we close the month, post depreciation and accruals, and deliver your financials.

A project accountant working at her desk in a jobsite officeClose work drafted by AI
Zeni transaction card showing a category assigned by AI
Construction accounting

What is construction accounting?

Construction accounting is bookkeeping and reporting for contractors and builders: tracking costs by job, managing subcontractor bills, depreciating equipment, and planning cash between customer payments. Zeni's AI Accountant codes activity as it lands, and your Zeni team closes the books each month.

Your standards

Every number comes with its reasoning.

Each AI suggestion arrives with its reasoning and confidence, so you and your Zeni team can see why a lumber bill or equipment rental landed on a job. Approval rules route bills to the right project manager, and nothing changes in a closed period. Change history on every entry keeps bonding, lender and audit reviews simple.

Built for review
"Show reason" on every AI categorization
Change history on every transaction
Journal entry schedules wait for approval
Created entries can be reverted
Submitters can never approve their own work
A construction company owner and project manager reviewing numbers with a finance advisorAI CFO · answers from live books
Advisory

A CFO between job meetings.

Zeni's AI CFO answers questions on job costs, cash and spend by vendor from your live books, shows how every number was calculated, and builds a 13-week cash forecast,² so owner and lender conversations start from numbers you trust.

From spreadsheets to real-time books

One finance workspace for a construction company.

Job costs in a spreadsheet
→
Costs tagged to each job as they land
Sub bills approved by text message
→
Approval rules before anything is paid
Equipment depreciated at tax time
→
Depreciation posted every month
Cash planned job by job on a hunch
→
13-week cash forecast from live books

Zeni connects to your banks, cards and payroll. The AI Accountant keeps the books current, and your Zeni team closes each month.

Meet the AI Accountant →
Inside the close

Your construction month-end close, in one workspace.

Zeni Transactions screen with AI-suggested categories pending reviewThought process on every AI call
TRANSACTIONS

Coded, with the reasoning attached.

Every material purchase, subcontractor bill and equipment rental gets a category, class and vendor, plus an explanation of how the AI decided.

Explore transactions →
Zeni Journal Entries screen with AI-created schedules pending reviewPrepaid schedule drafted, waiting on your approval
JE SCHEDULES

Schedules that post themselves.

Equipment depreciation, prepaid insurance and accrual schedules are built and maintained automatically, and every entry waits for approval before it posts.

Explore month-end close →
Zeni Receipts screen listing transactions missing receiptsReceipt matched to its charge, on the record
RECEIPTS

Never chase a receipt again.

Zeni flags every supply or card charge missing a receipt, gives your team one place to upload or email them, and matches each receipt to its charge.

Explore receipts →
Zeni Flux Analysis screen comparing October and September spend by vendorAI CFO explains the spike: up 167% from September
FLUX ANALYSIS

Catch the swing before the job closes.

Month-over-month variances by vendor and department, with a drill-down into materials and equipment trends and an AI CFO summary of what changed.

Explore month-end close →
Zeni Reconciliation screen for a company bank accountFound 3 statement transactions missing from the books
RECONCILIATIONS

Matched to the bank, to the penny.

Zeni compares each statement to the cleared balance, finds transactions missing from the books, and suggests the entries to create.

Explore reconciliation →
Zeni Task Checklist with close tasks, owners and due datesEvery close task has an owner, a due date and time tracked
TASK CHECKLIST

See who owns every close task.

Every close task has an owner, a priority and a due date, so your office manager can see where the month stands before owner meetings.

Explore month-end close →
Beyond the close

Run more of your construction finance work in one place.

Invoice icon

Invoicing

Invoice customers, track payments and follow up on past-due invoices automatically, with AR aging on your dashboard.

Checklist icon

Task management

Give every close task an owner, a priority and a due date, so your office manager sees who owns what.

Explore month-end close →
Comment icon

Commenting

Ask a project manager about a receipt right on the transaction, @mention them, and keep the answer on the record.

Explore commenting →
Your questions, answered

What contractors ask. What the AI CFO answers.

Every month
"What have we spent on the Main St job so far?"
"How much do we owe subcontractors right now?"
After close
"Why did material costs jump in September?"
"Which customers are past due?"
Planning
"Build a 13-week cash forecast."
"Can we cover payroll if this payment is late?"
Who it's for

Built for the people who run the jobs.

A construction crew reviewing plans together at a jobsiteYour team, plus an AI Accountant and AI CFO

Owners and presidents

Contractors and builders who want clear numbers by job without hiring a full finance team.

  • Know cash and job costs any day of the month
  • Talk to lenders and bonding agents with numbers you trust
  • Tax-ready books at year-end

Office managers and project accountants

The people who keep the books and need a fast close and reports they don't rebuild.

  • Costs tagged to each job
  • Subcontractor bills routed for approval
  • Flux analysis that explains every change
Built for construction companies

Build more jobs. Keep the books right.

See the AI Accountant and AI CFO on a construction company's books.

Review by design
Reviewed by Zeni's finance team
Reasoning on every AI call
Approvals before anything posts
Separation of duties
SOC 2 Type II compliant
FAQ

Construction accounting FAQs.

What is construction accounting?+
Construction accounting is bookkeeping and reporting for contractors and builders: tracking costs by job, managing subcontractor bills, depreciating equipment and planning cash between customer payments.
How does AI bookkeeping work for a construction company?+
Zeni's AI Accountant categorizes transactions and tags them to a job with its reasoning shown, matches receipts, reconciles your accounts and proposes fixed asset, prepaid and accrual schedules. Zeni's finance team reviews the work and closes your books each month.
Does Zeni do job costing?+
Zeni tracks costs by job: transactions and bill line items carry a project, and you can view your P&L by project to see what each job costs. If you need WIP schedules or percentage-of-completion reporting, talk to our team about your setup.
How are subcontractor bills handled?+
Subcontractor bills move through Zeni Bill Pay with approval rules by amount, and Vendors in Zeni include a 1099 filing view for year-end.
How does Zeni handle equipment?+
Trucks and equipment go on fixed asset schedules that post depreciation each month, and each schedule waits for approval before it posts.
Does Zeni replace our estimating or project management software?+
No. Zeni keeps your books. Your estimating and project management tools keep running, and the costs and payments they relate to are coded and reconciled in Zeni.
Who sets up and manages the AI agents?+
Zeni does. Our team deploys the platform and manages the AI agents, so everything works out of the box. Your Zeni finance team reviews the work, and you approve what needs your sign-off.
Can the AI make mistakes?+
Yes. Lower-confidence transactions go to a review queue instead of posting, your Zeni team reviews the close, and the AI CFO is in beta, so check anything important against the books.
Sources and notes
  1. Zeni internal figures, October 2026, and customer results from Zeni's published case studies.
  2. AI CFO is in beta and can make mistakes; check anything important against the books.